HOW TO IMPROVE
Educate your self
Learn about personal finance, investing, credit cars, money saving etc
Pay bill
Try to pay off your bill on time
LOW CREDIT UTILisATION
Don't utilize all your credit that is given by bank
DON'T OPEN MANY CREDIT ACCOUNTS
Restrict yourself from opening multiple credit accounts
Review your credit report regularly
This will help you keep track all your existing loans and your expenses
RESOLVE ISSUES
If you have any kind of existing issues with your banks or lenders, try to setting them back.
PAY OFF DEBTS
This is the main reason which lower your credit score so finish off all your debts
Be Patients
Improvement of credit score takes time, so be patient