It is amongst the most trusted and popular national banks that offer the best banking service in India. Personal Loans at SBI are offered to salaried, self-employed, and pensioners.
Sl. No.
Category
Data
1
Loan amount
Up to Rs 20 Lakhs
2
Tenure
Till 72 Months (6 years)
3
Age
21 to 58 years
4
Processing charge
1.5%
5
Interest rates
9.6%
6
Minimum income
Rs 15,000
3] Axis Personal Loan
Axis bank provides the personal loan with quick disbursal and minimal documentation.
Sl. No.
Category
Data
1
Loan amount
Up to Rs 15 Lakhs
2
Tenure
Till 60 Months (5 years)
3
Age
21 years
4
Processing charge
2%
5
Interest rates
11.29-35%
6
Minimum income
Rs 25,000
4] ICICI Personal Loan
ICICI provides the best personal loans to their customers that cover all the holiday, travel, wedding, etc. expenses.
With 24×7 assistance, get your personal loan approval within1 one day of your application with HDFC.
Sl. No.
Category
Data
1
Loan amount
Up to Rs 5 Lakhs
2
Tenure
Till 60 Months (5 years)
3
Age
21 to 60 years
4
Interest rates
10.80%
5
Minimum income
above Rs 5,000
9] Bank of India Personal Loan
Get the best re-payment facility with BOI Personal Loan with the digital application procedure.
Sl. No.
Category
Data
1
Loan amount
Up to Rs 10 Lakhs
2
Tenure
Till 60 Months (5 years)
3
Age
23 to 75 years
4
Processing charge
2-4%
5
Interest rates
8.35-10.35%
6
Minimum income
Rs 10,000
10] Citi Personal Loan
Citi bank assures that your loan application is quickly done with lesser paperwork and the amount of loan gets disbursed within 48 hours after approval.
Sl. No.
Category
Data
1
Loan amount
Up to Rs 30 Lakhs
2
Tenure
Till 60 Months (5 years)
3
Age
23 to 60 years
4
Processing charge
2%
5
Interest rates
9.99-16%
6
Minimum income
Rs 25,000
11] IndusInd Personal Loan
Get the best pre-payment facility with an attractive loan amount only at IndusInd Bank.
Sl. No.
Category
Data
1
Loan amount
Up to Rs 15 Lakhs
2
Tenure
Till 60 Months (5 years)
3
Age
21 to 65 years
4
Processing charge
2.5%
5
Interest rates
11%
6
Minimum income
Rs 25,000
12] Deutsche Personal Loan
Get your personal loan approved with Deutsche that offers no pre-payment charge and the flexible tenure for paying the personal loan amount.
Sl. No.
Category
Data
1
Loan amount
Up to Rs 15 Lakhs
2
Tenure
Till 48 Months (4 years)
3
Age
25 to 60 years
4
Processing charge
2%
5
Interest rates
9.99-11.49%
6
Minimum income
Rs 25,000
13] Yes Personal Loan
Get instant approval with seamless processing to fulfill all your small dreams with Yes Bank Personal Loan.
Sl. No.
Category
Data
1
Loan amount
Up to Rs 40 Lakhs
2
Tenure
Till 60 Months (5 years)
3
Age
21 to 65 years
4
Processing charge
2.5%
5
Interest rates
10.75%
6
Minimum income
Rs 25,000
14] Bank of Baroda Personal Loan
BOB personal loans are quick and you can cover all your funds for urgent medication, travel, wedding, and many more with a smooth procedure at BOB.
Sl. No.
Category
Data
1
Loan amount
Up to Rs 10 Lakhs
2
Tenure
Till 60 Months (5 years)
3
Age
21 to 65 years
4
Processing charge
2%
5
Interest rates
10-15.6%
6
Minimum income
Rs 25,000
15] Tata Capital Personal Loan
Tata Capital requires no security or collateral for a personal loan. You can calculate EMI by using their online calculator. It offers the best service to its consumers with less paperwork and best interest rates.
Sl. No.
Category
Data
1
Loan amount
Up to Rs 25 Lakhs
2
Tenure
Till 72 Months (6 years)
3
Age
22 to 58 years
4
Processing charge
2.75%
5
Interest rates
10.99%
6
Minimum income
Rs 15,000
FAQs
1]. What is the maximum tenure for re-payment of a Personal Loan?
The maximum repayment tenure is up to 6 years or 72 months.
2]. What GST tax is levied on banking services?
A GST tax of 18% is levied as per the year 2017 on all banking services.
3]. What is the maximum loan amount for a Personal Loan?
The maximum loan amount varies from bank to bank as per their conditions.
