Indiabulls group is a crew who jointly developed various housing and customer finance, and wealth management. It is originally located in Gurgaon, New Delhi, India. It has in total of 125+ branches in India and 8000+channel partners.
In this post, I’ll cover the details of personal loan to avail at Indiabulls Bank, eligibility, features, procedure, and many more.
Table of Contents
Loan Details
| Sl. No. | Category | Data |
|---|---|---|
| 1 | Loan amount | Up to 15 Lakhs |
| 2 | Tenure | 24 months or 2 years |
| 3 | Interest rates | 13.99% per annum |
| 4 | Age | 21 years or above |
| 5 | CIBL score | 700-750 |
| 6 | Processing charge | 3% |
| 7 | Pre-payment charge | 5% and Null for loan till Rs 20,000 |
| 8 | Subscription charge | Rs 125-1,500 |
Steps to apply for personal loan at Indiabulls Bank
Step-1: Download the Indiabulls Dhani bank app online and then enter your mobile number.
Step-2: After that, an OTP will be asked and sent to your registers number. Enter that and your number will be verified.
Step-3: Enter the loan amount and then fill up your true personal details.
Step-4: Documents for verification will be then asked to submit.
Step-5: After submitting them, bank will verify and proceed your loan application for approval.
Indiabulls Bank loan Features
- No paperwork, fully digital procedure
- Attractive loan amount to be taken ranges up to 15 Lakhs
- Loan disbursal within 3 minutes
Indiabulls Eligibility Criteria
The criteria of eligibility to apply for a personal loan at Indiabulls is mentioned as:
- Age: 21 years or above
- Applicant must be salaried individual or self-employed
- Applicant must be an Indian citizen
- Linking of your bank account for loan disbursal in mobile app is mandatory
Documents Required at Indiabulls Bank
- Identity proof (Passport/Driving license/Voter ID)
- PAN card
- Aadhar card for KYC
- A selfie photograph (as the process is online)
Comparison of Indiabulls Bank with other banks
| Sl. No. | Bank Name | Loan amount | Interest rates |
|---|---|---|---|
| 1 | Axis | Up to 15 Lakhs | 10.25% onwards |
| 2 | IDBI | Up to 10 Lakhs | 14% |
| 3 | Deutsche | Up to 15 Lakhs | 9.9-11.4% |
| 4 | BOI | Up to 10 Lakhs | 8.35-10.35% |
| 5 | Canara | Up to 3 Lakhs | 11.2-13.9% |
Check Status
You can easily track your loan application of Indiabulls by entering your credential into the mobile app.
Contact Details
Indiabulls Dhani number for Loans: 0124-6165722
Indiabulls Dhani number for Credit Line: 022-67737800
Mail-id: support@dhani.com
FAQs
1]. What things I can perform with Indiabulls Dhani wallet?
You can pay your electricity bills, gas bills, do your phone recharge, and many more.
2]. Where can the Indiabulls Dhani credit Line be used?
You can use it in your holidays, clothes shopping, gadget shopping, etc.
3]. What payment system exist in Indiabulls Dhani personal loan?
Your loan amount will be directly digitally transferred to your bank account. You just have to pay your EMIs.
4]. Is this mobile app suitable for iOS?
Yes, the app is compatible with both Android and iOS.
5]. What limit is pre-defined for Indiabulls Dhani credit line?
The limit defined is of Rs 1 Lakh.
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